ONYX CHAT
Private threads.Verified people.
Verified contacts. End-to-end encrypted. Send USDO inside the thread.
- Mhere's dinner
- $Sent $40 · dinner✓
- MGot it. Thank you.
Three messages. The middle one is the receipt.
Every contact in Onyx Chat is verified by Onyx ID before the thread opens. Every message and call uses end-to-end encryption by default — Onyx stores no plaintext. USDO payments send inside the thread and settle in under 10 seconds, with the amount, recipient, and reason in the same conversation. No separate app, no separate balance.
- 01
Verify
Both sides are confirmed as real Onyx IDs before a thread opens.
- 02
Encrypt
Messages and calls run end-to-end. No plaintext lives on Onyx servers.
- 03
Send
USDO transfers happen inside the thread, with amount and reason inline.
- 04
Settle
Funds clear in under 10 seconds. The receipt is the conversation.
A small studio invoices a client in the same thread they used to brief the work.
A parent sends their kid lunch money during a call — no app switch, no card.
A founder asks a contractor for a quote and pays the deposit in the same window.
Onyx stores no plaintext of your messages or calls.
End-to-end encryption is the default and the only mode. There is no opt-in.
Identity is the gate.
Threads only open between Onyx-ID-verified contacts. No spam vector.
Money lives inside the conversation it belongs to.
USDO transfers carry the thread's context — amount, recipient, reason.